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The latest market trends, mortgage updates, homeownership tips, and in-depth analysis in real estate.

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Victoria Real Estate: April Market & Post-Election Housing

I’m here to help you understand the latest in our market, influenced by both recent federal developments and local trends.

Federal Election Impact on Housing & Mortgages: A Quick Look

Following the recent federal election where the Liberal Party secured a minority government, several housing-related promises are on the horizon. Key proposals include potential GST removal on new homes under $1 million for first-time buyers and significant investment in homebuilding, particularly for rental and affordable units.

While interest rates may see further easing later this year, economic uncertainties remain. The full impact of these policies will become clearer with the upcoming federal budget.

Victoria Real Estate Market: April 2025 in Review

April saw a total of 642 properties sold in the Victoria region, a slight decrease year-over-year but an increase from March. Condominium sales decreased, while single-family home sales remained relatively stable. VREB Chair Dirk VanderWal noted that federal election uncertainty and broader US economic concerns likely tempered the spring market, yet the local market showed "continued stability" with steady pricing and inventory.

Active listings rose to 3,425, indicating a balanced market with more options for buyers. While single-family homes in certain price ranges are in demand and may see multiple offers, the condo market has a larger supply. The benchmark price for a single-family home in the Victoria Core was $1,344,800 (a 3.3% annual increase), and for a condo, it was $566,100 (a 0.9% annual increase).

What This Means for Buyers

  • More inventory provides greater choice.

  • Price growth is relatively stable, though some competition exists for single-family homes.

  • Potential GST savings for first-time buyers on new homes are worth monitoring.

  • Explore various property types, as the condo market offers more options.

What This Means for Sellers

  • Strategic pricing and presentation are key in a balanced market.

  • Well-priced single-family homes in desirable areas can still see strong interest.

  • The condo market requires competitive pricing to attract buyers.

  • Be mindful of broader economic and political influences on buyer sentiment.

Navigating Your Real Estate Future:

Understanding the nuances of interest rate decisions and their potential impact on your real estate plans is crucial. Whether you're considering buying your first home, looking to sell your current property, I'm here to provide clarity and expert guidance.

And speaking of expert guidance, navigating the mortgage landscape can feel overwhelming. If you're looking for assistance with a mortgage renewal or are considering a purchase and need trusted advice, I highly recommend connecting with Paul Macara and Dan Miller of The Mortgage Group. They are seasoned professionals who can help you understand your best options in this evolving economic environment.

Don't hesitate to reach out with any questions you may have. I'm always happy to help you make informed decisions and achieve your real estate goals right here in beautiful Victoria!

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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Bank of Canada Holds Steady at 2.75% – What Does This Mean for Your Victoria Real Estate Dreams?

Hello Victoria! I’m bringing you the latest insights into how the Bank of Canada's recent announcement might affect your real estate journey.

After an unprecedented series of seven consecutive interest rate cuts, the Bank of Canada has today decided to hold its key policy rate at 2.75%. This marks a pause in the rate-cutting cycle we've experienced since last summer, and it naturally brings questions for both current homeowners and those looking to buy or sell in our vibrant Victoria market.

So, what does this hold mean for you?

  • For Variable-Rate Mortgage Holders: The good news is that your interest rate and mortgage payments will remain unchanged for now. If your mortgage fluctuates with the prime rate, you can expect continued stability until the Bank of Canada's next announcement.

  • For Fixed-Rate Mortgage Holders: While there's no immediate impact on your current payments, this pause suggests that future rate decreases, should they occur, could translate to lower rates when it's time for your mortgage renewal.

  • For Those with Lines of Credit or Other Prime-Linked Loans: You'll see your interest charges remain steady, as the prime rate is expected to hold at 4.95% at most lenders, with TD Bank's mortgage prime rate staying at 5.10%.

Looking Ahead:

All eyes are now on June 4, 2025, the date of the next Bank of Canada rate decision. Economists will be closely analyzing upcoming economic data and inflation trends to gauge whether this pause is temporary or signals a longer-term shift in monetary policy.

Navigating Your Real Estate Future:

Understanding the nuances of interest rate decisions and their potential impact on your real estate plans is crucial. Whether you're considering buying your first home, looking to sell your current property, or simply want to explore your options in light of this announcement, I'm here to provide clarity and expert guidance.

And speaking of expert guidance, navigating the mortgage landscape can feel overwhelming. If you're looking for assistance with a mortgage renewal or are considering a purchase and need trusted advice, ask me to introduce you to the fantastic Paul Macara. He's a seasoned professional who can help you understand your best options in this evolving economic environment.

Don't hesitate to reach out with any questions you may have. I'm always happy to help you make informed decisions and achieve your real estate goals right here in beautiful Victoria!

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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Victoria Real Estate: Market Remains Stable in March 2025

Victoria Real Estate Market Stable in the Face of Uncertainty
The Victoria real estate market demonstrated resilience in March 2025, maintaining a stable and balanced state despite ongoing global economic uncertainties. According to the Victoria Real Estate Board, a total of 613 properties changed hands in the region this past March, marking a 4.3 per cent increase compared to the 588 sales recorded in March 2024 and a significant 16.1% jump from February 2025.

Here's a quick look at the average prices in the Victoria Core:
* Single Family Detached Homes: $1,283,842
* Townhomes: $804,796
* Condos: $642,059

Breaking down the sales by property type, condominiums saw a notable surge in activity, with 202 units sold, representing a 14.1% increase from March of the previous year. The single-family home market also experienced positive growth, with 292 sales, a 2.1% rise compared to March 2024.

"The economic uncertainty the world faces right now certainly colours our local real estate market," commented 2025 Victoria Real Estate Board Chair Dirk VanderWal. "In spite of this, our market remains as it has in recent months - stable and balanced. Inventory levels this past month held steady at over three thousand listings, which meant that there was a good amount of selection for buyers, while relatively flat pricing meant more predictability for sellers and buyers."

The number of active listings on the Victoria Real Estate Board Multiple Listing Service® at the end of March 2025 stood at 3,023. This represents a substantial increase of 14.9% from the 2,631 listings in February and a 14.2 per cent rise from the 2,647 active listings available at the end of March 2024.

Chair VanderWal further noted, "As in past months, the balanced market in March softened the demand-side pressures of markets we've seen in recent years. There is more time for decision making, which is a positive aspect for both sellers and buyers. Thoughtfully priced and presented homes are selling well and we do see instances of multiple offers, which is often a hallmark of the spring market. For the best outcomes in your property search or sale, connect with your favourite local REALTOR® to navigate the current market."

Looking at benchmark pricing in the Victoria Core, the Multiple Listing Service® Home Price Index benchmark value for a single-family home in March 2025 reached $1,335,300, a 3.6% increase from the $1,288,400 recorded in March 2024 and up from February's $1,309,500. The benchmark value for a condominium in the Victoria Core area saw a more modest increase, reaching $560,400 in March 2025, a 0.4% rise from $558,200 in March 2024 and an increase from February's $551,900.

Local Market Activity
Across southern Vancouver Island, we've seen great turnouts at open houses for single-family detached and townhomes in the $900,000 to $1.3 million range. Many of these sales were competitive due to multiple bids on listings. The recent decrease in interest rates has made this segment of the market very attractive to buyers, especially for properties that could provide rental income.

Navigating the Victoria Real Estate Market
The current stability of the Victoria real estate market presents both opportunities and considerations for buyers and sellers. With a healthy inventory and more balanced conditions, now is an opportune time to make informed decisions. 

Whether you're looking to buy your dream home or sell your property for the best possible price, having expert guidance is crucial. Contact me today to discuss your real estate goals and navigate the Victoria market with confidence.

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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How to Factor in Strata Fees into Your Monthly Budget

Buying a strata property can be an exciting step towards homeownership. However, it's crucial to remember that along with your mortgage payment, property taxes, and utilities, you'll also have monthly strata fees. These fees cover a range of expenses related to the upkeep and maintenance of the building and common areas. Failing to factor in these fees can significantly impact your monthly budget and potentially strain your finances.

What are Strata Fees and What Do They Cover?

Strata fees are a recurring monthly charge levied on each strata lot owner within a strata corporation. These fees contribute towards various expenses, including:

  • Building maintenance: This includes routine maintenance tasks such as landscaping, cleaning common areas, and repairs to the building structure.

  • Insurance: Strata fees often cover building insurance, which protects the building and common areas from damage or loss.

  • Amenities: If your building has amenities like a gym, pool, or party room, the fees will contribute to their maintenance and upkeep.

  • Reserve fund contributions: A portion of your strata fees goes towards a reserve fund, which is used for major repairs and replacements, such as roof replacements or elevator upgrades.

  • Property management: If your building has a property manager, their salary and administrative costs are typically covered by strata fees.

Why are Strata Fees Important for Your Budget?

Strata fees can vary significantly depending on the size of the building, the age of the building, the amenities offered, and the quality of building management. It's essential to consider these fees as a non-negotiable part of your monthly housing costs.

Here's a simple breakdown of how to factor strata fees into your budget:

  1. Estimate your monthly mortgage payment: Use an online mortgage calculator to determine your estimated monthly mortgage payment based on the purchase price, interest rate, and loan term.

  2. Calculate property taxes: Research property tax rates in the area and estimate your annual property taxes. Divide this by 12 to get your monthly property tax payment.

  3. Estimate utilities: Consider your estimated monthly costs for electricity, gas, water, and internet.

  4. Factor in strata fees: Obtain a copy of the strata corporation's financial statements to get an accurate estimate of the monthly strata fees.

  5. Create a monthly budget: Add up your estimated mortgage payment, property taxes, utilities, and strata fees to determine your total monthly housing costs.

  6. Factor in other expenses: Don't forget to include other essential living expenses such as groceries, transportation, and entertainment in your overall budget.

Tips for Budgeting Effectively:

  • Review your strata corporation's financial statements: This will give you a better understanding of how your strata fees are being used and whether there are any upcoming major expenses.

  • Consider the long-term implications: Keep in mind that strata fees can increase over time due to factors such as inflation and the need for major repairs.

  • Build an emergency fund: Having an emergency fund can help you cover unexpected expenses related to your strata property, such as special assessments or unexpected repairs.

By carefully considering strata fees and incorporating them into your monthly budget, you can make an informed decision about whether strata living is the right choice for you and ensure that you can comfortably afford your housing costs.

Ready to start your condo search? Contact me today for a personalized consultation and let's find the perfect home for you.

Jacqueline Ross 
REALTOR®
Coldwell Banker Oceanside
250.415.5656
YourVanIsleHome.com
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Victoria Real Estate: Balanced Market in Feb 2025

The Greater Victoria real estate market has shown remarkable stability in February, offering a balanced landscape for both buyers and sellers. According to the Victoria Real Estate Board, February saw a total of 528 properties sold, marking a 12.3% increase compared to February 2024 and a significant 25.1% jump from January 2025. This steady activity, coupled with a growing inventory, paints a promising picture for the local market.

Key Highlights from February 2025:

  • Increased Sales: Overall property sales surged, with condominium sales experiencing a notable 26.3% rise from February 2024 (192 units sold) and single-family home sales increasing by 4.5% (234 units sold).

  • Growing Inventory: Active listings reached 2,630 at the end of February, indicating a 9.8% increase from January and an 11.3% rise from February 2024.

  • Balanced Market: The combination of increased sales and growing inventory has created a balanced market, fostering comfortable conditions for both buyers and sellers.

  • Stable Price Appreciation: The benchmark value for a single-family home in the Victoria Core increased by 3.7% year-over-year, reaching $1,309,500. Condominium benchmark values experienced a slight decrease of 0.5% year over year, settling at $551,900.

What This Means for Buyers:

  • More Options: The increase in active listings provides buyers with a wider selection of properties to choose from, increasing the chances of finding the perfect home.

  • Stable Prices: Nearly two years of steady prices combined with recent favourable interest rates provide a degree of confidence for buyers.

  • Balanced Market: A balanced market means less pressure and a more relaxed buying experience. Buyers have more time to make informed decisions.

  • Favourable Interest Rates: Recent favourable interest rates help with affordability.

What This Means for Sellers:

  • Increased Sales Activity: The surge in sales indicates strong buyer demand, increasing the likelihood of a successful sale.

  • Growing Market: A healthy increase in sales from the previous year, and the previous month shows market momentum.

  • Balanced Market: A balanced market allows sellers to achieve fair market value for their properties.

  • Importance of Proper Pricing and Presentation: Well-presented and properly priced properties are crucial for success in the current market.

Looking Ahead:

The Greater Victoria real estate market appears to be following its typical early spring cycle, with expectations of peak activity in late spring. The hope is that increased inventory will continue to meet consumer demand. However, the market remains sensitive to global economic policy changes, underscoring the importance of staying informed.

Navigating the Market with a REALTOR®:

In today's dynamic market, having a knowledgeable and experienced REALTOR® is essential. I can provide invaluable guidance, help you understand market trends, and navigate the complexities of buying or selling a home.

Ready to discuss how these market trends impact your real estate goals? Contact me today for personalized advice and expert guidance.

Jacqueline Ross 
REALTOR®
Coldwell Banker Oceanside
250.415.5656
YourVanIsleHome.com
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Get Ready to Buy: Spring Market Prep

Spring is just around the corner, and so is the HOT real estate market on Vancouver Island! Are you ready to make your dream of homeownership a reality? This guide will walk you through the essential steps to prepare for a successful spring home search.

The spring market often sees increased competition, so being prepared is key. Let's dive into what you need to do:

1. Get Pre-Approved for a Mortgage:

Knowing how much you can afford is KEY to a successful home search. Getting pre-approved for a mortgage is the crucial first step. It shows sellers you're a serious buyer and gives you a clear budget to work with. Don't skip this! I can recommend professional mortgage brokers to work with.

2. Gather Your Funds:

Start saving for your down payment and deposit NOW! Having your finances in order will make the process smoother and more competitive. Every little bit counts! 

3. Connect with a Realtor (That's Me!):

A good realtor is your best ally in this market. I can help you navigate the often complex process, find the right properties that match your needs and budget, and negotiate the best deal. Let's chat! I'm here to guide you every step of the way.

4. Educate Yourself About the Market:

Understanding the home-buying process is crucial. From current market trends to legal considerations, being informed empowers you to make confident decisions. I'm here to answer all your questions! Knowledge is power in the real estate market.

Ready to Make Your Spring Real Estate Dreams a Reality?

I can connect you with trusted mortgage brokers, lawyers, home inspectors, and other professionals you'll need for a smooth transaction. Let's work together to find your perfect place on Vancouver Island! Contact me today to get started! ➡️ 250.415.5656 | jac@yourvanislehome.com | www.yourvanislehome.com

To learn more before we chat, download your FREE home-buying guide right here.

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Victoria BC Real Estate: Stable Prices, Increased Sales

The Victoria real estate market has started 2025 with a healthy balance of inventory and stable prices. This positive start signals a promising year for both buyers and sellers in the Greater Victoria Area.

A total of 422 properties were sold in the Victoria Real Estate Board region this January, a significant 23.8% jump from the 341 properties sold in January 2024 and a slight 0.2% increase from December 2024. This strong performance reflects growing market momentum.

Breaking down the sales figures, condominiums saw a 30.4% increase from January 2024, with 146 units sold. Single-family home sales also rose, with a 19.8% increase from January 2024, totalling 194 sales.

“We’ve seen a strong handoff from the December market to January with a good sense of momentum building,” said 2025 Victoria Real Estate Board Chair Dirk VanderWal. “Over the course of the month, we saw an uptick in new listings, and it is the first time in ten years that over one thousand new listings were added to our inventory in January. This is a positive sign for our market as we head into 2025.”

Adding to the positive news, there were 2,395 active listings for sale on the Victoria Real Estate Board Multiple Listing Service® at the end of January 2025. This represents a 4.6% increase compared to December and an 11.9% increase from the 2,140 active listings at the end of January 2024.

“The overall housing market in the Greater Victoria Area continues to show signs of balance,” adds Chair VanderWal. “There are strong fundamentals underpinning our market. Pricing remains stable, inventory levels are favourable when compared to recent years, and interest rates continue to trend in a positive direction for consumers. Of course, there may be uncertainty in the coming months as international trade relationships are tested, so we will track if these deliberations impact the market moving forward. As always, buying or selling your home is one of the largest financial decisions you’ll make, and your favourite local REALTOR® is your best resource to help you navigate the process.”

Looking at benchmark prices, the Multiple Listing Service® Home Price Index benchmark value for a single-family home in the Victoria Core in January 2024 was $1,252,200. In January 2025, this value increased by 2.8% to $1,287,200, although it’s down slightly from December’s value of $1,306,400. For condominiums in the Victoria Core, the benchmark value in January 2024 was $551,900. In January 2025, it decreased slightly by 0.7% to $548,100, up from December’s value of $547,800.  

This January 2025 Victoria real estate market update presents a mixed bag of news, offering both opportunities and considerations for home sellers and buyers:

For Home Sellers:

  • Positive Signs: The increase in sales volume and new listings suggests a healthy level of market activity. This means there are more potential buyers out there, which is good news for you if you’re selling. The stable pricing also indicates that while the market isn't skyrocketing, it's holding its value.

  • Competition: The significant jump in new listings (over 1,000 in January) means increased competition. To stand out, you need to ensure your property is priced competitively and in top condition. Professional staging and high-quality photography are more important than ever—I can help with outstanding marketing.

  • Strategic Pricing: While prices are stable, they are slightly down from the previous month. Work closely with me to determine the optimal listing price that attracts buyers without undercutting your potential profit. Overpricing could lead to longer days on market.

  • Market Awareness: The chair's comments about potential uncertainty due to international trade relations are worth noting. Stay informed about any developments that could affect the market, and be prepared to adjust your strategy if necessary.

For Home Buyers:

  • More Choices: The increase in active listings means buyers have more inventory to choose from. This gives them more negotiating power and time to find the right property.

  • Stable Prices: Stable prices provide a degree of predictability for buyers. You can be more confident in their budget and less worried about rapidly escalating prices.

  • Favourable Inventory: The current inventory levels are considered favourable compared to recent years. This is a positive for buyers who have been struggling with low inventory in the past.

  • Interest Rate Watch: While interest rates are currently trending positively, buyers should still carefully consider their affordability and get pre-approved for a mortgage to know their budget limits.

  • Act Fast (But Wisely): While inventory is better, the increased sales volume shows that the market is still active. Don’t be too complacent, and be prepared to act quickly when you find a property you like! However, don’t rush into a decision without doing your due diligence.

In summary, the market presents a balanced scenario. Due to increased competition, sellers need to be strategic with pricing and presentation, while buyers benefit from more choices and stable prices. Both buyers and sellers should stay informed about market trends and work closely with a knowledgeable real estate professional to navigate the market successfully.

Contact me today for a personalized consultation:

Jacqueline Ross
REALTOR®
Coldwell Banker Oceanside
250.415.5656
jac@yourvanislehome.com

YourVanIsleHome.com
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Victoria Real Estate Market Update: December 2024

I know you are curious about what's been happening in Victoria's real estate market, so I'm here to give you a clear picture of the latest trends. This post dives into the December 2024 sales activity and shares some important insights from the Victoria Real Estate Board Chair, Laurie Lidstone, on what we can expect in 2025.

December 2024 Market Highlights:

Let's look at the numbers:

  • We saw a total of 421 properties sold in the Victoria Real Estate Board region this December.

  • That's a 28% jump from the 329 properties sold in December 2023! That's great news!

  • However, it's a 23.6% decrease from November 2024, showing the market is always dynamic.

  • Condominium sales were up 25% from December 2023, with 135 units sold.

  • Sales of single-family homes also increased by 20.9% from December 2023, with 191 sold.

  • Over the entire year of 2024, a grand total of 6,893 properties changed hands—an 11% increase from the 6,207 sold in 2023.

What This Means for You (Buyers & Sellers):

I want to break down what these numbers mean for you, whether you're looking to buy or sell:

For Buyers:

  • The increased sales activity tells me the market is active. This is great for choice, but be prepared to act fast on properties you love.

  • Inventory is still relatively low, which can mean more competition for desirable homes. Let's work together to make your offer stand out.

  • Recent government changes, like extended amortization periods for first-time buyers and adjustments to property transfer tax thresholds, are aimed at making homes more attainable. Let's explore how these can benefit you.

For Sellers:

  • The good news is that prices have been relatively stable for the past two years, providing a more predictable market for you.

  • The low inventory could work in your favour if demand picks up, which could put upward pressure on prices.

My Take on 2025 (and What the VREB Says):

Laurie Lidstone, the 2024 Victoria Real Estate Board Chair, summed it up well: "2024 was a fairly calm year for local real estate...a year of stability and predictability." This is exactly what we want for a healthy market! The VREB also mentioned that consistent interest rates will help people make moves. I agree – stability is key.

The VREB is also advocating for gentle density development, which will help with our long-term inventory challenges.

My Advice:

The market is influenced by many factors, and predicting the future is impossible. But with consistent interest rates and the possibility of increased demand against limited inventory, it is key to be prepared.

Call to Action:

Whether you're thinking about buying or selling in 2025, I'm here to help you navigate this complex market. As your local expert, I can create a personalized strategy for you and your property.

Contact me today for a free consultation!

A Few More Numbers:

  • At the end of December 2024, there were 2,290 active listings. This is down 19.3% from November but up 7.4% from December 2023.

  • The benchmark price for a single-family home in the Victoria Core in December 2024 was $1,306,400, a 2.7% increase from December 2023 ($1,272,000) and a slight 0.3% increase from November.

  • The benchmark price for a condo in the Victoria Core in December 2024 was $547,800, a 1.6% decrease from December 2023 ($556,500) but a slight 0.6% increase from November.

Stay in the loop! Subscribe to my newsletter for more market updates and local insights!

I'm here to help you achieve your real estate goals in Victoria!

– Jacqueline Ross

Jacqueline Ross
REALTOR®
Coldwell Banker Oceanside
250.415.5656
jac@yourvanislehome.com 
YourVanIsleHome.com
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Victoria Real Estate Update: Balanced Market Offers Opportunities for Buyers and Sellers

The Victoria real estate market continues to evolve, and recent trends offer promising opportunities for both buyers and sellers. Here's what you need to know:

A Shift Towards Balance

The Victoria real estate market continues to evolve, and recent trends offer promising opportunities for both buyers and sellers. Here's what you need to know:

551 properties sold, 39.8% more than the 394 sold in November 2023 and down 15.7% from October 2024. Condos were up 55% from last month, with 186 units sold. Sales of single-family homes were up 36%, with 263 sold.

While the number of active listings has dipped slightly compared to October, providing some breathing room for buyers, the market still shows a 7.3% increase in listings compared to last year. This movement indicates a shift towards a more balanced market.

Benefits for Buyers & Sellers

This newfound stability creates a favourable environment for both buyers and sellers. Here's how you can capitalize on it:

For Buyers:

  • Lower Interest Rates: Take advantage of recent interest rate decreases! Explore mortgage options and lock in a favourable rate. [Connect with me for a fantastic broker recommendation!] 

  • Less Competition: A balanced market means fewer competing offers. Be prepared to act quickly on properties you love.

For Sellers:

  • Competitive Pricing: Attract buyers with a realistic asking price that reflects the current market conditions.

  • Strategic Presentation: Stage your home to showcase its best features and leave a lasting impression on potential buyers. Our proven marketing strategies can help you create that crucial first impression. [Ask me about our marketing expertise!] Sell the right way.

Navigating the Market with Confidence

Whether you're buying your dream home or selling your current property, navigating the real estate market can feel complex. I'm here to help you make informed decisions and achieve your goals.

Let's Connect!

Let's chat about your specific needs and discuss how I can guide you through the Victoria real estate market.

GET IN TOUCH

Jacqueline Ross, REALTOR® | 250.415.5656 | jac@yourvanislehome.com 

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Mortgage Minute: Recent Updates for First-Time Homebuyers and Insured Mortgages

First Time Home Buyers:

The federal government is making it easier for Canadians to enter the housing market. Starting December 15th, 2024, the maximum purchase price for insured mortgages will increase to $1.5 million, and first-time homebuyers can now finance their homes over 30 years. This change could make it easier for Canadians to afford their dream homes.

Insured Mortgages Stress Test News:

Mortgage brokers were previously required to stress test or, in other words, re-qualify clients for their mortgage when switching them to a different lender at renewal. As of November 21, 2024, the stress test requirement on straight switches for insured mortgages has officially been lifted.

This means it’s easier to switch lenders without the usual stress tests. It could open doors to better mortgage options, especially if your renewal is coming up in the next two years.

To take advantage of this, consider working with a mortgage broker. They can help you explore a wide range of lenders and products, securing the best rates and terms to fit your specific needs. By planning early, you can make informed decisions and potentially save significant money on your mortgage.

Getting the Help You Need:

With interest rates fluctuating, navigating the mortgage landscape can be tricky. Whether you're a first-time buyer or a seasoned investor, I'm happy to connect you with a trusted mortgage professional who can answer your questions and guide you toward the best financing options.

Ready to explore your mortgage options? Contact me today to discuss your specific needs and learn how I can help you achieve your homeownership goals.

Jacqueline Ross, REALTOR®
Coldwell Banker Oceanside
250.415.5656
YourVanIsleHome.com
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Jacqueline Ross, Your Trusted Victoria Real Estate Agent

Welcome to Your Real Estate Journey

Hi there! I'm Jacqueline Ross, your dedicated real estate agent in the beautiful city of Victoria, British Columbia. I'm passionate about helping people find their dream homes, and I've been assisting clients for years.

Why Choose Me as Your Realtor?

As a seasoned real estate professional, I bring a wealth of knowledge and expertise to the table. I'm committed to providing personalized service and ensuring a smooth and stress-free experience for every client. Here's what you can expect when you work with me:

  • In-Depth Market Knowledge: I have a deep understanding of the local market trends, neighbourhoods, and property values in Victoria and surrounding areas.

  • Expert Negotiation Skills: I'm a skilled negotiator who will fight for your best interests, whether you're buying or selling.

  • Cutting-Edge Technology: I utilize the latest digital marketing tools to maximize your property's exposure and attract qualified buyers.

  • Personalized Service: I take the time to understand your unique needs and goals, tailoring my approach to your specific requirements.

  • Strong Community Connections: I'm actively involved in the local community and have a strong network of industry professionals.

My Commitment to You

When you choose me as your real estate agent, you're not just hiring a professional; you're gaining a trusted partner. I'm dedicated to providing exceptional service and ensuring your complete satisfaction.

Whether you're a first-time home buyer, a seasoned investor, or looking to sell your property, I'm here to guide you through every step of the process. From finding the perfect home to negotiating the best deal, I'll be there to support you.

Explore YourVanIsleHome.com

To learn more about my services and to explore current listings, please visit my website, YourVanIsleHome.com. You can also connect with me on social media to stay updated on the latest market trends and local events.

I'm excited to help you achieve your real estate goals. Let's connect and start your journey to a brighter future.

Contact me today to schedule a consultation.

Jacqueline Ross, REALTOR® 

Cell: 250.415.5656

Facebook - https://facebook.com/jacquelinerossrealty

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