A month ago, the headlines were all about Victoria tipping into a buyer's market, but that was never the whole picture. October's numbers brought the region back to balanced, and what you'll find really depends on the neighbourhood and type of home you're looking at. Some areas may still favour buyers, while others are showing a much more balanced market. I was in three different multiple offer situations myself in October alone, so I know firsthand how much can be happening beneath a regional headline. Add in the Bank of Canada's first rate increase in more than three years, and there's a lot to sort through. Let's look at what actually changed and what it means for your next move.

October at a Glance

• 573 properties sold, down 7.1% from October 2025 and up 23.8% from September

• 3,594 active listings, down 5.7% from September and up 5% from last year

• 1,138 new listings, above the five year average of 1,060

• Victoria Core single family benchmark of $1,288,600, up 0.7% from last year

• Victoria Core condo benchmark of $533,900, down 2.8% from last year

• Bank of Canada overnight rate of 2.50%, up a quarter point on October 28

Sales Picked Up From a Quiet September

A total of 573 properties sold across the Victoria Real Estate Board region in October. That's 7.1% fewer than the 617 sold last October, but 23.8% more than in September. Single family home sales fell 13.4% year over year with 303 sold, and condo sales fell 15.1% with 135 units sold. Townhomes went the other way, up 20% with 90 sold.

The bigger story is how ordinary that total is. October's sales were very close to the five year average of 581, while new listings came in a little higher than usual at 1,138. After September's slowdown, it's a reminder that one month rarely tells the whole story.

There were 3,594 active listings at the end of the month, down 5.7% from September and up 5% from this time last year. Inventory has come down from its June peak, but there's still a healthy number of homes to choose from.

Prices by Area and Type

Benchmark prices moved in different directions depending on where you're looking and what kind of home you own. Here's how each part of the region compared to October 2025.

Single Family Homes

Victoria Core: $1,288,600, up 0.7% year over year

Westshore: $1,006,300, down 1.2% year over year

Peninsula: $1,256,700, down 1.0% year over year

The Core was the only area to gain ground, up from $1,280,100 in September. The Westshore saw the largest monthly dip at 1.3%, while the Peninsula slipped just 0.3%.

Condos

Victoria Core: $533,900, down 2.8% year over year

Westshore: $489,000, down 3.4% year over year

Peninsula: $655,100, up 5.8% year over year

The Core fell from $547,800 in September, a noticeable drop for a single month, while the Westshore rose 2.1% and the Peninsula rose 2.4%. Benchmarks can shift from month to month, so I'd treat this as a direction rather than a verdict. Still, the Peninsula's 5.8% gain over the past year is worth noting if you're a downsizer looking at Sidney and the surrounding communities.

Townhomes

Victoria Core: $824,800, down 2.1% year over year

Westshore: $693,500, down 0.7% year over year

Peninsula: $822,500, down 0.5% year over year

Townhome benchmarks slipped slightly in all three areas, even as sales rose 20% from last year. Fewer townhomes sell each month, so a handful of sales can move these numbers more than usual.

What a Balanced Market Actually Means

September's data pointed to a buyer's market for the first time in years, and October moved us back to balanced. VREB Chair Fergus Kyne was careful to say that a single month doesn't establish a trend, and that much of 2026 has been relatively balanced. October proved his point.

A balanced market doesn't mean every home or neighbourhood is behaving the same way. Kyne also noted that conditions can vary considerably between areas and property types, and that some may continue to favour buyers. That's why the regional headline is only a starting point.

The Bank of Canada Raised Rates

On October 28, the Bank of Canada raised its overnight rate by a quarter point to 2.50%. It's the first increase since July 2023, and it ended a year of holding at 2.25%. Canada's inflation rate rose to 3.1% in September, driven largely by gas prices, and the Bank now expects inflation to stay above 3% through much of 2027.

The Bank's concern is that higher energy costs could spread into broader inflation. Governor Tiff Macklem said further increases may be needed, but that the Bank will proceed carefully and take its decisions one meeting at a time. The next announcement is December 9.

What this means for you depends on the kind of mortgage you have. With a variable rate mortgage, your rate rises when your lender raises its prime rate, which can mean a higher regular payment. If your payment is fixed, it may stay the same at first, with more going toward interest and less toward principal. If you reach your trigger rate, though, your lender may require you to increase it. Home equity and other lines of credit tied to prime will rise too.

If you have a fixed rate mortgage, your rate and payment won't change during your current term. Rates on new fixed mortgages can still move, but they don't automatically follow the Bank's rate. For a sense of scale, a quarter point adds about $62 a month at today's lowest variable rates on a $500,000 purchase with 10% down and a 25 year amortization.

If a first home is on your list, or you're hoping to help an adult child get there, December 31 is a date worth noting. Contribution room in a First Home Savings Account only starts building once you open one, even if you don't put anything in yet. Open an account in 2026 and you could have $16,000 of room in 2027, compared with $8,000 if you wait until January. Opening one also starts a maximum 15 year participation period, so it's worth thinking through your timeline first.

Every household is different, so what works for your neighbour may not be the right fit for you. Whether you're renewing, buying, or planning ahead, I'm always happy to connect you with a great mortgage broker who can help you understand your own financial options.

Population Growth Is Still Nearly Flat

Statistics Canada's latest estimates show BC's population grew by just 0.1% between July 2025 and July 2026, the slowest of any province. That continues to soften demand in the rental and entry level condo markets. At the same time, more British Columbians are reaching retirement age, which I see in my work with downsizers thinking carefully about their next chapter.

Financial Pressures Are Still Real

Higher gas prices and a rate increase are landing on household budgets that are already stretched. CMHC estimates about 1.15 million Canadian mortgages will renew this year, with another 940,000 next year. If you have a renewal coming up, starting the conversation early gives you more options and less stress.

Looking Ahead

The rate increase came at the very end of the month, so October's sales don't really reflect it yet. November and December will give us a better read on how buyers respond. The next inflation report arrives on November 16, followed by the Bank's decision on December 9.

Inventory also tends to taper through the winter, so today's level of choice may not carry into the new year. For anyone relocating from Toronto or Vancouver, that makes this a good time to get to know our neighbourhoods. Having made that move myself, I know how much easier it feels when you have time to find the right fit.

What This Market Means If You're Buying

• You still have choice. With 3,594 listings available, you have time to compare homes and neighbourhoods carefully.

• Get your financing sorted early. A mortgage broker can walk you through your options and whether a rate hold makes sense.

• Budget for more than the rate. Payments, strata fees, insurance, and everyday costs all matter to your comfort in a new home.

• Look closely at condos. The Core and Westshore condo benchmarks have eased over the past year, which may open up options for downsizers.

• Think locally. Some neighbourhoods and property types may still favour buyers, even in a balanced market.

What This Market Means If You're Selling

• Price for today's market. Buyers have other homes to compare yours to, and they're taking the time to do it.

• Preparation counts. With new listings running above average, a well presented home makes a real difference.

• Know your segment. Benchmarks moved in different directions by area and property type in October, so your plan should reflect your own home.

• Plan both sides of your move. If you're downsizing in the same market, softer conditions can work in your favour on the purchase side.

• Think about timing. Inventory often tapers in winter, but what matters most is whether the timing works for your life.

Thinking About Your Next Move?

Every neighbourhood and property type is behaving a little differently right now, and the headlines don't tell the whole story. Whether you're buying, selling, downsizing, or simply curious about what your home is worth, I'm happy to walk you through what these numbers mean for your situation.

Jacqueline Ross, REALTOR®
Your Van Isle Home
call/text: 250-415-5656
jac@yourvanislehome.com
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The Greater Victoria real estate market is moving through spring with steady momentum—but what’s shaping today’s market isn’t just housing activity. It’s also the broader economic environment.

In April 2026, a total of 643 properties sold, up 11.1% from March and essentially flat year-over-year. At the same time, inventory climbed to 3,710 active listings, giving buyers more choice and helping create more balanced conditions overall.

The Bigger Picture: Interest Rates and the Economy

A key driver right now is the decision by the Bank of Canada to hold its overnight rate at 2.25%. Ok, but what does this mean to me… a buyer or seller?

When rates are rising quickly, buyers often pull back due to uncertainty and affordability concerns. When rates are falling, activity tends to surge. But when rates hold steady—as they are now—it creates something different: confidence and predictability.

For buyers, this means you can make decisions without worrying about sudden changes to your borrowing power. For sellers, it means the pool of active buyers becomes more stable and consistent. At the same time, the economy is still adjusting.

Unemployment has edged slightly higher in parts of Canada, and while this varies regionally, it contributes to a more cautious mindset among buyers. Household expenses—from groceries to insurance to utilities—remain elevated compared to previous years, which also impacts how buyers approach affordability.

The result isn’t a slowdown—it’s a shift in behaviour.

If you’d like to understand this further, I’m happy to connect you to my trusted mortgage partners. They can review your whole financial picture and help you understand what rates you would qualify for. Just let me know.

A Balanced Market Is Taking Shape

Right now, Greater Victoria is in what many are calling a “Goldilocks” market.

Prices have remained relatively stable:
Single-family homes benchmark around $1,339,100
Condominiums around $558,300

These small year-over-year adjustments, combined with recent monthly increases, reflect a market that is stabilizing rather than correcting sharply.

Inventory is up, buyer interest is steady, and conditions are landing in that middle ground where neither side has a strong advantage.

What This Means If You’re Buying in Victoria

If you’re buying right now, this is one of the more strategic windows we’ve seen in recent years. Seriously.

You have more choice across property types and price points
You’re less likely to face intense bidding competition
You can plan more confidently with stable interest rates

However, affordability still matters. With higher day-to-day expenses and borrowing costs compared to past years, buyers are being more selective—and that’s actually creating better long-term decisions.

What This Means If You’re Selling in Victoria

For sellers, the opportunity is still strong—but execution matters.

Homes that are priced appropriately and presented well are attracting attention
Buyers are taking their time, but they are still active and ready when the right property comes up
Overpricing or under-preparing a home can lead to extended time on market

This is no longer a market where everything sells quickly regardless of strategy. It’s a market where thoughtful positioning wins.

Why Local Expertise Matters More Right Now

Victoria is not one single market—it’s a collection of micro-markets. Real estate here is like the weather!

Sidney, Langford, Saanich, and Victoria proper are all behaving differently
Condos, townhomes, and single-family homes are each responding differently to current conditions
Even within neighbourhoods, pricing and demand can vary significantly

This is why understanding your specific segment of the market is key to making the right move.

The Bottom Line

We’re in a rare moment where housing and the economy are aligning in a way that supports balanced, informed decision-making.

Stable interest rates
Increasing inventory
Measured buyer confidence

Whether you’re buying or selling, success right now comes down to strategy—not timing the market perfectly.

If you’re curious what’s happening in your neighbourhood—or how to position yourself in this market—I’m always happy to talk it through.

👉 Reach out anytime for a conversation
👉 Or request your home value to see where you stand in today’s market

Jacqueline Ross, REALTOR®
Your Van Isle Home
250-415-5656
jac@yourvanislehome.com
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Sales Rebound, Inventory Grows & Balanced Conditions Firmly Take Hold

Through February, both the broader Canadian economy and the Greater Victoria housing market continued settling into a more stable and predictable rhythm after several years of rapid change.

We are no longer in a volatility-driven market.
We are in a strategy-driven one.

The Economy at a Glance

On January 28, the Bank of Canada held its key overnight rate at 2.25%, reinforcing stability in borrowing costs.

Nationally, economic growth has softened. GDP contracted in the final quarter of 2025 — the slowest annual growth since 2020 — with trade uncertainty and slowing manufacturing output contributing to weaker momentum.

The labour market remains mixed. While employment has shown resilience in some sectors, elevated unemployment levels and cautious hiring have tempered consumer confidence.

The key takeaway for homeowners and buyers alike is this: interest rates are steady and economic signals are clearer. Stability — even modest stability — reduces uncertainty and allows households to plan.

Greater Victoria Market – February 2026

February marked a noticeable shift locally.

A total of 465 properties sold across the Victoria Real Estate Board region.

That represents:
• 37.2% more sales than January 2026
• 11.9% fewer sales than February 2025

The year-over-year decline reflects normalization from stronger 2025 activity. The significant month-over-month increase signals spring momentum building.

Property Type Breakdown

Single Family Homes
206 sold
↓ 12% compared to February 2025

Condominiums
154 sold
↓ 19.8% compared to February 2025

Townhomes
66 sold
↑ 11.9% compared to February 2025

Townhomes were the only segment to see year-over-year growth, suggesting continued demand for mid-range housing options.

Inventory: The Defining Story

At the end of February, there were 2,903 active listings on the Victoria Real Estate Board MLS®.

That is:
• Up 10.6% from January 2026
• Up 10.4% from February 2025 (2,630 listings last year)

This rising inventory is what has moved our market firmly into balanced territory.

A balanced market means:
• Buyers have choice
• Sellers face competition
• Pricing matters more than urgency

We are no longer in scarcity conditions. But we are also not in a buyer’s market oversupply environment.

Prices in the Victoria Core

The MLS® Home Price Index (HPI) benchmark values tell a very steady story.

Single Family Home Benchmark
February 2025: $1,319,100
February 2026: $1,307,400
↓ 0.9% year over year
↑ From January’s $1,265,500

Condominium Benchmark
February 2025: $549,600
February 2026: $545,600
↓ 0.7% year over year
↑ From January’s $537,800

Townhome benchmark (Victoria Core): $842,800

The key detail: both single-family and condo benchmarks increased from January levels.

That signals stabilization — not decline.

Prices are not accelerating rapidly.
They are adjusting gradually and holding relatively steady.

What This Means for Buyers

Buyers are operating in a healthier environment than we’ve seen in years.

With nearly 3,000 listings available, there is more time to compare properties and negotiate thoughtfully.

Interest rates are stable. Inventory is elevated. Competition is measured.

However, well-priced homes in desirable neighbourhoods still attract attention quickly. Preparation and clarity remain advantages.

Balanced does not mean slow — it means strategic.

What This Means for Sellers

Demand is present — but it is selective.

The 37% jump in sales from January shows buyers are active as we approach spring. But with more inventory available, pricing and presentation are critical.

Testing the market is risky.
Entering strategically is effective.

Balanced conditions reward sellers who understand positioning.

Mortgage Renewals & Refinancing

Even if you are not planning to move, this market matters — especially if you have a mortgage renewal approaching.

Many homeowners who secured ultra-low fixed rates several years ago are now renewing at higher rates. While the Bank of Canada has held its key rate steady, payments may increase for some households at renewal.

Reviewing your renewal strategy early can provide flexibility and clarity.

If helpful, I’m happy to connect you with a trusted mortgage professional to explore renewal options, refinancing strategies, or simply review your numbers before your term comes up.

Looking Ahead to Spring 2026

February’s activity suggests we are entering spring with:

• Rising inventory
• Stabilizing prices
• Renewed month-over-month sales momentum
• Balanced market conditions

We are not seeing rapid appreciation.
We are not seeing distress.

We are seeing normalization.

For move-up buyers, downsizers, and long-term planners, balanced markets often create some of the best opportunities — because both sides of the transaction operate under similar conditions.

If you’d like a deeper breakdown of what this means specifically for your neighbourhood — Sidney, the Peninsula, Westshore, Victoria Core — I’m always happy to provide a personalized update.

If you’re considering a move — whether upsizing, downsizing, or relocating within Greater Victoria — planning early will create the strongest outcome.

Jacqueline Ross, REALTOR®
Your Van Isle Home
(250) 415-5656
jac@yourvanislehome.com
Instagram | Facebook

Helping you find home — and community — here in Victoria, BC.

The summer market is officially here—and Victoria’s real estate scene is showing steady strength with all signs pointing toward balance and long-term confidence.

According to the Victoria Real Estate Board, 761 properties sold in June 2025, a 15.1% increase compared to June 2024, and slightly higher than May of this year. Both single-family homes and condominiums saw solid gains year-over-year, showing that buyers are active—and options are growing.

Key June Highlights:

• Single-family home sales jumped 17.5% from June 2024 with 402 units sold.

• Condo sales surged 23.3% with 249 units sold—a noteworthy rebound after a quieter spring.

• Active listings reached 3,778, a 9.2% increase from last June and the highest inventory levels in a decade.

• The benchmark price for a single-family home in the Victoria Core rose 2.3% to $1,325,400 compared to this time last year.

• The benchmark price for a condo in the Victoria Core dropped slightly to $562,800, down 0.9% year-over-year.

🗣️ "We observed a fairly robust real estate market in the month of June,” said VREB Chair Dirk VanderWal. “We’ve transitioned from a pandemic-driven market to more conventional patterns. Despite broader economic uncertainty, Victoria continues to show resilient fundamentals.”

What This Market Means for You

Thinking of Buying?

More listings = more choice. With the highest inventory we’ve seen in over a decade and condo prices showing some softness, this is a great time to:

• Find the right fit without rushing

• Negotiate with more confidence

• Take advantage of rate holds and expert mortgage strategies

Condo buyers especially may find more flexibility this summer—but the renewed activity in June suggests that window may not stay open for long.

Thinking of Selling?

A balanced market means serious buyers are out there—and homes that are priced and presented well are selling. If you’re considering listing this fall:

• Start prepping now to get ahead of the back-to-school wave

• Tidy up curb appeal and take advantage of summer light

• Book a market evaluation to see where your property stands today

Whether you're moving up, downsizing, or cashing in on your equity, the current market offers stability—and opportunity.

Let's Talk About Your Next Move

No matter your timeline, I’m here to guide you through the market with clarity, strategy, and real talk. Let’s make sure your next move aligns with your goals, your lifestyle, and today’s reality.

📌 Reach out anytime for a no-pressure chat—I’m always happy to help.

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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Victoria’s real estate market is known for its year-round activity, but summer brings a unique rhythm—and a lot of opportunity for both buyers and sellers. With longer days, lush landscapes, and balanced market conditions, this season can offer some of the smoothest and most strategic timing for making a move.

☀️ Why Summer is a Smart Time to Sell

Your Home Looks Its Best
Landscaping is in full bloom, patios and decks feel like extra living space, and natural light floods every room. These details make for beautiful listing photos and strong first impressions during showings.

Buyers Are Motivated
Many buyers aim to move before the fall, especially families trying to settle in before the new school year. That sense of urgency can work in your favour.

More Eyes on Your Listing
With longer days, open houses and evening showings are easier to schedule. People are also more likely to browse online listings during the relaxed pace of summer holidays.

Balanced Market Conditions
This year, we’re seeing a healthy supply of new listings, giving buyers more choice—and sellers a real shot at finding serious, qualified buyers without the chaos of bidding wars.

🏡 Why Summer Works for Buyers Too

Inventory Is High
According to the May 2025 stats, we’ve seen the highest number of new listings since May 2008. That’s a big deal—it means more options, less pressure, and a greater chance of finding your ideal match.

Interest Rates Are Holding Steady
With rate hikes off the table (for now), buyers have a clearer picture of what they can afford—and more predictability when budgeting for the long term.

Less Competition in Some Areas
While popular family neighbourhoods may still see strong demand, other micro-markets—like downtown condos or rural properties—may have softer activity, which could create room to negotiate.

You Can Take Your Time
More daylight, fewer weather-related delays, and flexible summer schedules make it easier to book showings, walk the neighbourhood, and really feel into a home before you buy.

🛠 Pro Tip: Know Your Micro-Market

Whether you’re buying or selling, it's important to remember: Victoria isn’t one market—it’s many. Your experience in Fairfield will be different than in Langford, and a downtown condo plays by different rules than a family home in Cordova Bay.

As I’m a REALTOR® who lives and works here, I can help you understand your exact slice of the market, and build a strategy that makes sense for your goals.

🌿 Thinking of Making a Move This Summer?

I’d love to help you navigate this season with confidence and clarity. Whether you’re planning to list soon, casually exploring what’s out there, or just want to stay informed, let’s chat about what makes sense for you.

📩 Reach out anytime for a personalized summer market snapshot.

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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Victoria’s real estate market held a steady course this May, continuing the balanced trend we’ve been seeing throughout 2025. A total of 758 properties sold in the Victoria Real Estate Board region, just slightly below May 2024, and a significant 18.1% increase over April 2025.

What’s fueling this consistency? A healthy mix of rising inventory and stable interest rates has created a more comfortable experience for both buyers and sellers. While this market may not make dramatic headlines, it’s offering something even better: predictability.

🏡 Quick Stats for May 2025:

• Total Sales: 758 (up 18.1% from April 2025; down 0.7% from May 2024)

• Single-Family Home Sales: 401 (up 0.5% from last year)

• Condo Sales: 221 (down 6% from last year)

• Active Listings: 3,716 (up 11.3% year-over-year; highest since 2008)

• Benchmark Home Price (Victoria Core):

  • Single Family: $1,326,600 (+1.3% from May 2024)

  • Condo: $564,100 (–0.9% from May 2024)

👀 If You’re a Buyer Right Now…

This may be one of the most comfortable buyer markets Victoria has seen in years. With inventory at its highest since 2008, you’ve got more options, less pressure, and better odds of negotiating terms that work for you. Prices are relatively stable, and interest rates haven’t seen major movement recently, making it easier to plan your finances long-term.

➡️ Tip: If you’ve been waiting for the right moment to re-enter the market or move up/downsize, this kind of stable, balanced market can give you an edge, especially with more listings to compare.

🏠 If You’re a Seller Right Now…

The good news? Homes are still selling, and we're seeing the highest number of monthly sales since May 2024. But with more listings hitting the market, it’s crucial to make your home stand out, both online and in person. The days of skipping prep work and getting multiple offers instantly are less common.

➡️ Tip: Pricing strategically, staging thoughtfully, and working with an agent who understands your hyper-local market will help you attract the right buyer in this more balanced environment.

Final Thoughts

As Board Chair Dirk VanderWal said, "It might be boring to report on—but this kind of market is much more comfortable for buyers and sellers to navigate than what we’ve seen in recent years."

Whether you're curious about your home's value or thinking about a summer purchase, I'm happy to walk you through what’s happening in your specific area or price point.

📩 Reach out anytime for a custom market snapshot or to talk about your next steps.

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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I’m here to help you understand the latest in our market, influenced by both recent federal developments and local trends.

Federal Election Impact on Housing & Mortgages: A Quick Look

Following the recent federal election where the Liberal Party secured a minority government, several housing-related promises are on the horizon. Key proposals include potential GST removal on new homes under $1 million for first-time buyers and significant investment in homebuilding, particularly for rental and affordable units.

While interest rates may see further easing later this year, economic uncertainties remain. The full impact of these policies will become clearer with the upcoming federal budget.

Victoria Real Estate Market: April 2025 in Review

April saw a total of 642 properties sold in the Victoria region, a slight decrease year-over-year but an increase from March. Condominium sales decreased, while single-family home sales remained relatively stable. VREB Chair Dirk VanderWal noted that federal election uncertainty and broader US economic concerns likely tempered the spring market, yet the local market showed "continued stability" with steady pricing and inventory.

Active listings rose to 3,425, indicating a balanced market with more options for buyers. While single-family homes in certain price ranges are in demand and may see multiple offers, the condo market has a larger supply. The benchmark price for a single-family home in the Victoria Core was $1,344,800 (a 3.3% annual increase), and for a condo, it was $566,100 (a 0.9% annual increase).

What This Means for Buyers

• More inventory provides greater choice.

• Price growth is relatively stable, though some competition exists for single-family homes.

• Potential GST savings for first-time buyers on new homes are worth monitoring.

• Explore various property types, as the condo market offers more options.

What This Means for Sellers

• Strategic pricing and presentation are key in a balanced market.

• Well-priced single-family homes in desirable areas can still see strong interest.

• The condo market requires competitive pricing to attract buyers.

• Be mindful of broader economic and political influences on buyer sentiment.

Navigating Your Real Estate Future:

Understanding the nuances of interest rate decisions and their potential impact on your real estate plans is crucial. Whether you're considering buying your first home, looking to sell your current property, I'm here to provide clarity and expert guidance.

And speaking of expert guidance, navigating the mortgage landscape can feel overwhelming. If you're looking for assistance with a mortgage renewal or are considering a purchase and need trusted advice, I highly recommend connecting with Paul Macara and Dan Miller of The Mortgage Group. They are seasoned professionals who can help you understand your best options in this evolving economic environment.

Don't hesitate to reach out with any questions you may have. I'm always happy to help you make informed decisions and achieve your real estate goals right here in beautiful Victoria!

Jacqueline Ross, REALTOR® 
Coldwell Banker Oceanside
(250) 415-5656
jac@yourvanislehome.com
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